Cash payments are now less used in some parts of this world, wherein they prefer credit or debit cards. The thing however with cards is that there is more temptation to spend more, as expenses are less controlled than having to bring actual cash. Paying for an item using real cash money will give you the chance to think about your purchase, because you are giving actual money there is more control. If you have less or no need for online purchases, then make sure you only have one card and not more than what you need.
These might sound too obvious, but from these simple steps will come big and great rewards in terms of savings. The change will start from your initiative and setting of goals, achieving financial stability is easy as long as you focus. Pay in cash