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Three Simple Tips To Save More

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When I was a child I’ve always dreamed of becoming a grown-up, an adult that can do anything without having to think of nap time and other house chores my parents tell me to do. But as I grew older the more I needed to think of a lot of things: finance, insurances, college loans, emergency funds and paying off…

Savings first before expenses

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Most of the time working professionals will get their savings from the left over money of their income; it should be the other way around. Set a monthly amount that will be used as savings  every month, this money will be your monthly target amount. As you receive your monthly income, mentally subtract your savings from it and set your…

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Splurge on grocery

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Every single time we receive our salaries, we go to establishments and reward ourselves with either good food or we replenish our pantry with new items. Splurging on groceries does not sound like a saving tip, but if you are able to have all your necessities within the home, there’s less reason to buy food from fast fds and hence…

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Pay in cash

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Cash payments are now less used in some parts of this world, wherein they prefer credit or debit cards. The thing however with cards is that there is more temptation to spend more, as expenses are less controlled than having to bring actual cash. Paying for an item using real cash money will give you the chance to think about…

How to Reduce Insurance Cover for Vehicles in Ontario

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A large population of Ontario people have invested in motor vehicle business. Several of them own fleet of cars or vehicles. A fleet refers to at least five vehicles under one management and ownership and used specifically for business, commercial or public purposes. Fleet insurance is a cover that one takes to insure his/her fleet of cars against unforeseen calamities…